{"id":6379,"date":"2025-12-27T10:43:38","date_gmt":"2025-12-27T10:43:38","guid":{"rendered":"https:\/\/dailystreetchronicle.com\/index.php\/2025\/12\/27\/time-to-be-important-mike-novogratz-issues-wake-up-call-for-xrp-and-cardano\/"},"modified":"2025-12-27T10:43:38","modified_gmt":"2025-12-27T10:43:38","slug":"time-to-be-important-mike-novogratz-issues-wake-up-call-for-xrp-and-cardano","status":"publish","type":"post","link":"https:\/\/dailystreetchronicle.com\/index.php\/2025\/12\/27\/time-to-be-important-mike-novogratz-issues-wake-up-call-for-xrp-and-cardano\/","title":{"rendered":"\u201cTime to Be Important\u201d: Mike Novogratz Issues Wake-Up Call for XRP and Cardano"},"content":{"rendered":"

The post \u201cTime to Be Important\u201d: Mike Novogratz Issues Wake-Up Call for XRP and Cardano<\/a> appeared first on Coinpedia Fintech News<\/a><\/p>\n

Crypto\u2019s next phase won\u2019t be decided by hype, and Mike Novogratz is making that clear.<\/p>\n

The Galaxy Digital CEO says the market is moving away from story-driven tokens and toward projects that can show real use. In a recent Youtube video from Galaxy’s channel<\/a> titled \u201c2026 is a Year for Building,\u201d<\/em> Novogratz warned that tokens like XRP and Cardano (ADA) could lose relevance if they fail to prove practical value as the industry matures.<\/p>\n

His message was clear: crypto\u2019s next winners will be built on usage.<\/p>\n

Crypto Is Entering a \u201cProve It\u201d Phase<\/h2>\n

Novogratz<\/a> said the market is shifting from \u201cnarrative-driven tokens\u201d to \u201cbusiness-driven tokens\u201d – assets that actually do something and can point to adoption, revenue, or visible demand.<\/p>\n

That change won\u2019t happen overnight. Instead, he sees a one- to three-year transition period, with 2026 acting as a key checkpoint for the industry.<\/p>\n

\n

\u201cI think it’s it is a building year for us and for other crypto companies,\u201d<\/em> Novogratz said. \u201cIt’s time for us to start being important.\u201d<\/em><\/p>\n<\/blockquote>\n

Tokens that remain stuck in vision mode may struggle once the market starts asking harder questions.<\/p>\n

Why XRP and Cardano Face Pressure<\/h2>\n

Novogratz made a clear distinction between Bitcoin and most altcoins. Bitcoin, he said, functions as a macro asset and long-term hedge. Other tokens, including XRP and ADA, are competing as infrastructure – payment rails, financial tools, or utility networks.<\/p>\n

In that environment, speed or decentralization alone isn\u2019t enough. What matters is whether people are actually using the network.<\/p>\n

Without visible adoption, Novogratz suggested, those tokens risk being left behind as crypto shifts from trading to real-world application.<\/p>\n

Wallets and Exchanges Are Becoming Banks<\/h2>\n

Another major theme was convergence. Novogratz expects wallets and exchanges to evolve into full-scale financial platforms offering stablecoins, tokenized assets, and investment products.<\/p>\n

\n

\u201cEveryone’s going to try to build a similar business, which is let me give you a bank and a wallet,\u201d<\/em> he said.<\/p>\n<\/blockquote>\n

This shift, he added, will take years, but it will reshape how crypto fits into everyday finance.<\/p>\n

2026 Is the Deadline<\/h2>\n

Novogratz closed with a clear takeaway: the next two years are about building, not marketing.<\/p>\n

By 2026, crypto projects will need to show where they matter in the real world or risk fading as the industry grows up.<\/p>\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

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